Thursday, January 31, 2008

End of the Month Figures for January 2008

Well it’s that time of the month where all the PF bloggers reveal their progress for the month. I am feeling pretty good about my numbers this month. At this time I don’t budget. Next month I will start tracking my finances but for now the only numbers you all get to see are my shrinking debt totals. J

So let’s start with last months figures:

Federal Student Loan 4153.79
Provincial Student Loan 1120.82
Savings 110.00

Now here are the new figures:

Federal Student Loan $4,107.91
Provincial Student Loan
Savings 110.00

Do you all see that? Check again, I’ll wait, lol. Yes that is right! I managed to pay off a grand of my debt last month. I am so proud of me!!

Next week I will be able to finally pay that sucker off. I can’t wait to call them up and let them know. Then I’ll be impatiently waiting to receive the “loan paid in full” letter in the mail.

This is not typical and I don’t expect to be able to keep up this type of progress. There is no way I can keep putting that type of money on my debt but this month I could and so I did. Yes there were probably a lot of pretty looking excuses I could have had for purchasing other “things” but I didn’t. I have self discipline now!

As for the savings number….. you don’t have to tell me. I already know how sad it is. Next month I’ll try and remember to beef it up a little but I’m just so tempted to pay debt instead. I know that this is bad and that I should really have my EFund in check but watching the numbers fall was so fun.

So 2008 is off to an amazing start!

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