Thursday, August 25, 2011

So Far So Good

So I got my ING pin code in the mail and used the card yesterday to pay for groceries. It went thru without any problems. Yay. I'm wondering when I will recieve my free cheques though.

Another bonus? I got the $100 yesterday in my account as promised and without me having to inquire about it. I love ING.

So what shall I do with this $100? Well I think its time to start those retirement savings. Something that is long overdue.

Wednesday, August 24, 2011

I'm Thriving

While I was away for one year of travels I tried to still check up on my fav blogs when I could. When I found out ING was offering chequing accounts I was all like HOT DAMN. So excited. I felt reserved though about it. I know I L-O-V-E my savings with them but I wanted to hold back before switching completely over. Since then I've been laying back waiting to hear some positive feedback from other bloggers or have some extra incentive to switch.
Recently while reading Asian Pears blog I learned about the $100 payroll deposit bonus. I was on it like white on rice. It was super easy for me to set up the chequing account online. I was able to locate all the info I need for payroll without a problem. The tricky part was I learned about this on a Friday which was exactly one week before my next payday and it was the only one left before the cutoff of Aug 31st. Luckily my payroll lady is super efficient and it all worked out.
The only snag being that I didnt have a bank card for them yet so I had to wait for my payroll to be deposited and then set up a transfer to my regular bank CIBC aka Devil in Disguise. Luckily I had some cash on hand to get me through the weekend so it worked out. Monday the card arrived but without the pin so I'm still waiting for that piece of the puzzle. The card however is super funky and I love it.
I need to clarify that I am not a rate chaser. I have wanted to make the switch for awhile. I like that I will now be able to switch $ from chequing to savings instantly. I like that there are no fees and I make a teensy bit of interest. The only draw back is the ATMs. CIBC has really super convient spots as where the company ING is hooked up with for sharesies is a local credit union which I find are kind of out the way even though there are 11 of them. I can help avoid this by using mostly interac purchases and taking out extra cash when I do so.
So we'll see how it goes. I have yet to use the card as I'm still waiting on the pin. I will keep my CIBC account though and just switch it to a lower fees account. It has an awesome VISA option I want to keep and its a good place to cash a cheque in a hurry.
Who else is thinking of or has made the switch?


*special note* AP I owe a lunch out when you come this way in 2012. Thanks for the heads up lady :)

Monday, August 15, 2011

No Apologies

Ahh I always have these good intentions when it comes to blogging but I'm not doing a good job of keeping up with it. I'm not going to make excuses this time. I'm just going to dive back in.

A bit of an update on whats happening with me.

* I'm still working at the pharmacy. I feel really grateful to have a good job with people I like. I'm only guaranteed 32 hours but since we've been a little short staffed over the summer I told my boss I would appreciate an extra shift whenever he has one to offer around. He told me since I asked first I would get whatever was available and he's stuck to his word. I did have a few weeks where I was hit with some mystery illness though and I took a few days off when my brother visited from Waterloo. Now I really want to work as possible and make some $$$.

* I have a furbaby! He is orange and adorable. He's now three months old but I've had him since we was 6 weeks. I named him Chipotle but we call him Chippy for short sometimes. More on this later as I'm sure you all want to see pictures and learn about how I found this little character.


* I have not done anything remotely fantastic with my finances since I returned from the trip. Its a big reason why I want to get back into blogging. Well that and because I miss our little community. Well I say little but I'm amazed at how its grown over the years.

* BF and I are still together living in our rented Duplex.


So I'm tired of thinking all the time of how I miss my blog. I have things I want to write about and share all the time so I'm making it happen. I'm glad to be back.

xoxo Dolly =^..^=