September In Review

September is the first month since I've been back from traveling that I've started to make progress on my goals. It feels good to be back on track. I have nothing to compare to from August so these will be my starting numbers. I did start my RSP and TFSA. Go me! Lets check out those numbers:

Savings for September

TFSA (New) $250

RSP $70 (1/2 employer match)

Travel Fund $250 - I will need $500 saved before Nov 4th for BF's birthday

Secured Credit Card $0

House Fund $0

Chipotle Fund $100 - His next visit in 3 weeks will be about $400

In the past I would usually have a monthly goals update but since I did not have any set for September I have nothing to report sadly. Check in tomorrow for Octobers goals :)

Another $50 in the TFSA

A very important rule in both paying off debt and saving is that every little bit helps. That and pay yourself first. That brings me up to $150 which is 15% of my current 30b430 goal.

TFSA ME

Well I opened a TFSA tonight with ING. It was pretty easy to get started. That's what I love about ING. One of my 30B43o goals is to have $1000 saved in that account. With 13 months to go I have full confidence I'll be able to meet my goal. I've started out with a $100 and it feels really good to be saving again. The interest rate is currently at 1.5% though. :( Still, its better than nothing.
I'm thinking I will use this as my EFund. I want to reevaluate my savings goal. Well, my goals in general. What do you use your TFSA for?

Inspector Gadget

Hmmm, I guess I've been out of the savings game for a while because interest rates seem soooo low. Is it just me? Boourns. Oh well, I am still excited to start setting up new savings goals and pushing to meet my numbers.

I've been trying to figure out with bank to set up my TFSA and start my RSP investments with and I'm thinking for now its going to be good old ING. I seriously love that bank. I figure the first step is to just get started and they seem to offer the best rates so far. Also I have never had any hassles with them and find them super helpful whenever I've had to call in.

I was pretty excited when I heard about the THRIVE chequing accounts a few months back but I'm not sure if I'm ready to switch over. I currently pay I believe $8/mo for my chequing account with CIBC. I could be saving some major dough if I paid say.. no fees and earned interest on top of that.

So I'm curious. Are any of you set up with an ING chequing account? If not, are you considering?